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Insurance Claims

Storm Damage / Wind Damage

What Is Considered Wind Damage Under a Homeowners Policy?

Generally, most damage caused by wind in any type of storm is considered wind damage and is covered under a homeowners policy. Damaging winds can cause damage to your property and here at CLS Roofing we specialize in assisting you through your claims process.

  • Your insurance company is obligated to repair or replace your roof.

  • Florida building code has a 25% roof replacement rule.

  • Most insurance policies cover wind damage.

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roof replacement

Hail Damage

What Is Considered Wind Damage Under a Homeowners Policy?

Hail is a type of precipitation, or water in the atmosphere. Hail is formed when drops of water freeze together in the cold upper regions of thunderstorm clouds. These chunks of ice are called hailstones and range from 1/4 inch to as big as 4 & 1/2 inches. Frozen rain falls as water and freezes as it nears the ground. Ranging from speeds low as 9mph and up to speeds as fast as 72 mph hail causes over 1 billion dollars worth of damage to properties each year.

Hail Damage & Insurance

Here in Florida hail can strike at a very damaging rate. At CLS Roofing we specialize in helping you through the complete insurance claims process by educating you about your insurance and getting your insurance to pay for the damages.

~In Florida, most policys require filing a claim within 1 year of determining that a hail storm has damaged your roof.

~Filing an insurance claim doesn’t always mean your rates will increases.

~Hail damage is usually covered by standard home insurance policies in Florida.

hail damage
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